Financing That Meets You Where You Are
A tough credit history shouldn't keep you from a dependable vehicle. At Eagle Valley Motors, financing decisions are made with a simple question in mind: can we put you in a car you can actually afford? No judgment about the past — just a straightforward path forward.
How it works
- Apply. Fill out the credit application online — it takes about five minutes. Or apply at either lot.
- Talk with us. We review your application and call you to discuss payment options that fit your budget.
- Pick your vehicle. Choose from 137 vehicles across our Carson City and Reno lots.
- Drive away. Sign, get your keys, and start rebuilding — on-time payments can help your credit recover.
What to bring
- Valid driver's license
- Proof of income (recent pay stubs or equivalent)
- Proof of residence
- Down payment
Financing questions, answered
Can I get financed with bad credit or no credit?
Yes. Eagle Valley Motors specializes in financing for every credit situation — bad credit, no credit, and buyers rebuilding after bankruptcy or repossession. Financing decisions are made locally by our team, not by an out-of-state algorithm.
What do I need to apply for financing?
A valid driver's license, proof of income (like recent pay stubs), proof of residence, and a down payment. The online application takes about five minutes.
How fast will I hear back after applying?
Usually the same business day. Our finance team reviews your application and calls you to go over payment options that fit your budget.
Can I check my options without hurting my credit score?
Yes — you can get pre-qualified through Capital One on our website with no impact to your credit score.
Do you take trade-ins if I still owe money on my car?
Yes. We take trades with existing loans — bring your payoff information and we'll run the numbers, and we also buy cars outright with no purchase required.
Can buying here help rebuild my credit?
On-time payments on an auto loan can help you rebuild your credit over time, setting you up for better rates on your next purchase.